With Circula's Credit Card, transactions from virtual and physical VISA Credit Cards are automatically created in real-time as expenses in Circula, therefore if a user adds a receipt to a transaction in pliant, the receipt will be forwarded to the respective expense in Circula. This process simplifies accounting, as only receipts need to be attached to the automatic expenses created in the Circula app.

Please note that an automatically created expense with your credit card must be completed by you and submitted with a further click.

To submit an expense that you have made with your pliant credit card, first go to the "Expenses" tab in your app. Under "To-Dos" you will find all the expenses that need to be checked, completed, and submitted by you.

Expenses that were paid for with a credit card are marked with a small credit card symbol.

Click on one of these expenses.

All purchases made by any user with the Circula Credit Card are already stored with the following transaction data:

Now add any missing information, such as an associated category, project, and optionally a purpose.

Once you have completed the submission, finally submit it for review by clicking on the green tick at the bottom right. Done!

To simplify this process further, you can filter by credit card expenses.

This feature is available to all users to find expenses with just one click.

To do this, go to "Expenses" and click on "Filter" in the upper right corner.

A new area will open where you can select "Credit Card" under Payment Type. Click on "Apply Filter" and you're done!

In this view, you now have an overview of all Credit Card expenses.

If Pliant expenses are missing from Circula, you will need to approach Pliant. Pliant can resend them to us.

A Pliant expense can only be added to a folder or trip, once the transaction is fully confirmed by the bank.

It is not possible to delete categories if a pliant expense is still pending.

*Cards are issued by Pliant Oy, identified by business ID 3266913-9, in accordance with a license from VISA Europe Limited. Pliant OY is recognized as an Authorized E-money payment institution and duly authorised and regulated by the Financial Supervisory Authority of Finland.